Short-term plan, high-yield gain

• You must be 18 or older and a United States resident (excluding California)
• Social Security Number
• Email Address and Phone Number
• Opening Deposit – fund from your account with another bank 
• If you have taken any precautions with Equifax, TransUnion, Experian, or ChexSystems to protect yourself from identity theft, these precautions will need to be temporarily removed so we can run the necessary verifications to evaluate your application. This inquiry does not impact your credit score. Please note for ChexSystems Consumer Report, you may need to allow 2 business days for your removal request to be processed before submitting your application.

You will be paid the disclosed rate until first maturity.

The account will automatically renew at maturity for the same term at the Ivy Bank rate effective at maturity, unless you notify us of changes to your account within 10 calendar days after the maturity date.

In Online Banking, select the account under the Accounts header. Then, select Account Details to display the CD maturity date.

In Mobile Banking, select the account under the Accounts header and then select Details to display the CD maturity date.

APY-E (annual percentage yield earned) is an annualized rate that reflects the total amount of dividends (or interest) earned for the dividend (or interest) period and stated as a percent based on the actual average daily balance in the account. Unlike APY, which assumes no deposits or withdrawals are made over a 12-month period, APY-E is impacted by both deposits and withdrawals made during the period reflected on the periodic statements. On leap years, the APY-E listed in January and February statements may differ as calculations are based on 366 days.